Buying Basics – Loan Application Checklist
In general, the documentation you will need includes:
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Copy of driver's license or other type of identification. |
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Property Information (if you already have a contract on a house) |
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Purchase Agreement. |
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Copy of legal description and MLS sheet. |
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If you are selling your current home, copy of listing contract. |
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If you have sold your current home, copy of settlement statement (HUD-1). |
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Income & Assets |
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Pay stubs for the last 30 days. |
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For the past two years: |
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Statements for each bank, mutual fund, and/or investment account for the last three months. |
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Estimated value of personal property and furniture. |
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If you have made any large deposits to your accounts: |
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If you own more than 25% of a business: |
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If self-employed: |
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If you own rental property: |
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If you are retired: |
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If you receive Social Security: |
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If you are counting child support as income: |
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Debts |
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Names, addresses, account numbers, balances and monthly payments on all current loans. |
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Explanation of credit report anomalies, including: |
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VA Loans |
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Copy of DD Form 214, Report of Separation. |
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Miscellaneous |
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Photo ID and proof of Social Security number. |
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Residence addresses for the past two years. |
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If applicable, a copy of your divorce decree. |
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If you are not a citizen, a copy of the front and back of your green card. |
Refinance

We can assist you in locking a long-term fixed rate or refinance and get cash out. We can help! To get started click here
Purchase

Purchasing a home will likely be one of the most important investments you'll ever make. We can help! To get started click here
FHA loans

FHA home loans provide higher loan to value, lower rates and enable more people to qualify. We're FHA experts… We can help!
To get started click here